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TECHNOLOGY

ONE GIANT LEAP

Our founders worked together in the space industry. After studying aerospace engineering and physics at Stanford and Berkeley, they worked on engineering and risk management at multiple space companies, seeing up close what sorts of incredibly useful data satellites and spacecraft can provide. Today we use this sort of data to predict wildfire risk.

Other wildfire risk models are inaccurate.

Here is a visualization of the claims for a large home insurance carrier after the 2017 and 2018 wildfires. As you can see, this leading risk model incorrectly predicted that most of the homes that burned were low risk.

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Our risk model succeeds where the others fail.

When we apply our own risk model to the same areas during the same time period, it accurately labeled nearly all the homes that burned as being high-risk, and very few of the homes that our model sees as low-risk ended up burning.

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high

Other wildfire risk models are inaccurate.

low

med

high

Here is a visualization of the claims for a large home insurance carrier after the 2017 and 2018 wildfires. As you can see, this leading risk model incorrectly predicted that most of the homes that burned were low risk.

Our risk model succeeds where the others fail.

low

med

high

When we apply our own risk model to the same areas during the same time period, it accurately labeled nearly all the homes that burned as being high-risk, and very few of the homes that our model sees as low-risk ended up burning.

Artificial Intelligence

Our industry-leading model, based on proprietary data and cutting-edge AI, allows us to safely offer coverage in a market with very limited options.

the big picture

We understand how dry the vegetation will be, based on rainfall patterns and satellite imagery. Our understanding of topography and historical wind patterns helps us model precisely where the embers from a fire would likely land. Our intelligence is based on Python code, not just a zip code.

the small picture

Our high-resolution view enables our algorithm to understand home hardening and likelihood of total loss. Soon we will enhance our insurance product by helping our customers mitigate their wildfire risk and protect themselves. Other insurance companies only reach out after a disaster. We will reach out beforehand.

Our technology is patent pending.

Contact us to learn more