Insurtech of the Year
The Insured Program Awards
2022
Insurtech Angel Investor Prize
Insurtech NY Competition
2021
Insurance CEO of the Year
CEO Monthly California
2019
Insurtech of the Year
The Insured Program Awards
2022
Insurtech Angel Investor Prize
Insurtech NY Competition
2021
Insurance CEO of the Year
CEO Monthly California
2019
Our industry-leading model, based on proprietary data and cutting-edge AI, allows us to safely offer coverage in a market with very limited options.
Our technology uses superior input data and science-based artificial intelligence.
Other risk models failed to predict fire risk, but our models correctly predicted fire risk in locations that burned.
Our dynamic data enables us to proactively send homeowners personalized advice for home hardening as their risk changes.
“[Delos’] custom wildfire modeling program uses “hundreds of parameters” including NASA Earth-observation imagery, datasets like NASA’s LANDFIRE, and the most current climate science to calculate risks before pricing insurance policies.”
Former CAL FIRE Staff Chief
As the threat of wildfires has increased, Delos recognized the need to break the traditional mold of risk analysis. Their expertise and deep understanding of this threat has placed them at the pinnacle of insurance companies who can provide the highest level of service to California residents.
After unexpectedly losing $25B, the insurance industry learned that the wildfire models they had been using to assess risk weren't accurate enough to prevent unexpected losses. Most insurance companies continue to be exposed to high risk because of these risk models.
When insurers don't understand risk, they either increase premiums, or they run away. This is why rates have skyrocketed, and also why 350,000 homeowners policies in CA were nonrenewed, leaving homeowners desperate to find coverage. We're here to help those people.
If you're interested in finding coverage, let us know and we'll be in touch.
"We'd like to thank you for the support and your help getting coverage for our house. At a very stressful time you guys came through for us and got us the coverage we needed. We hope to be in business with your company for a long time."
Arnold, CA
"Tom Pratt knows this business inside and out. He’s a super nice guy, and easy to work with. He saved us 40% off of the policy we almost went with, and Tom’s was a much better policy. I can’t recommend him enough!"
Murphys, CA
"Like many people in our area, I found that my insurance was going to be cancelled. My previous insurance company waited until the last minute and then found a policy that was going to be a $700 increase. I called Tom Pratt with Delos. Although Tom was at a soccer game with his children, he and his associates were able to get a quote to me and arranged for me to sign the papers within two hours. I saved the $700 plus a little more. I found the team at Delos to be easy to work with, honest, and concerned about their clients. I would definitely recommend them.
Calaveras County
