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Many Californians struggle to find coverage if they live in an area perceived to have high wildfire risk. We are best-equipped to underwrite this market segment because we can actually identify the hundreds of thousands of safe homes that exist within these areas.
Delos is currently writing full HO-3 policies in California, with plans to expand into other western states. Our proprietary model, coupled with our world-class team of engineers, fire scientists, actuaries, data scientists and insurance professionals, provides a competitive advantage in this ever-changing market.