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Many Californians struggle to find coverage if they live in an area perceived to have high wildfire risk. We are best-equipped to underwrite this market segment because we can actually identify the hundreds of thousands of safe homes that exist within these areas.

Delos is currently writing full HO-3 policies in California, with plans to expand into other western states. Our proprietary model, coupled with our world-class team of engineers, fire scientists, actuaries, data scientists and insurance professionals, provides a competitive advantage in this ever-changing market.

• Superior science, more data, updated often
• We’re here to offer relief, not declinations
• Desire to avoid nonrenewals
• Founders have experience as CA P/C agents
• MGA set up to have multiple carrier options
• Eligible homes will benefit from more accurate underwriting model
• Simple, fast application