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Our fire scientists are the leaders in their field. Unparalleled expertise in wildfire behavior and climate risk enables us to confidently offer policies where others fear to tread.

our partners

RECOGNIZED FOR OUR LEADERSHIP

Winner

Insurtech of the Year

The Insured Program Awards

2022

Winner

Insurtech Angel Investor Prize

Insurtech NY Competition

2021

Winner

Insurance CEO of the Year

CEO Monthly California

2019

Winner

Insurtech of the Year

The Insured Program Awards

2022

Winner

Insurtech Angel Investor Prize

Insurtech NY Competition

2021

Winner

Insurance CEO of the Year

CEO Monthly California

2019

The best wildfire risk model in the world

Our industry-leading model, based on proprietary data and cutting-edge AI, allows us to safely offer coverage in a market with very limited options.

Artificial Intelligence

Our industry-leading model, based on proprietary data and cutting-edge AI, allows us to safely offer coverage in a market with very limited options.

Accurate Models

Other risk models failed to predict fire risk, but our models correctly predicted fire risk in locations that burned.

Prevention

Our dynamic data enables us to proactively send homeowners personalized advice for home hardening as their risk changes.

Experts

Nasa

“[Delos’] custom wildfire modeling program uses “hundreds of parameters” including NASA Earth-observation imagery, datasets like NASA’s LANDFIRE, and the most current climate science to calculate risks before pricing insurance policies.”

David Shew

Former CAL FIRE Staff Chief

As the threat of wildfires has increased, Delos recognized the need to break the traditional mold of risk analysis. Their expertise and deep understanding of this threat has placed them at the pinnacle of insurance companies who can provide the highest level of service to California residents.

Hello Agent

Partner with us

The problem we solve

The problem we solve

After unexpectedly losing $25B, the insurance industry learned that the wildfire models they had been using to assess risk weren't accurate enough to prevent unexpected losses. Most insurance companies continue to be exposed to high risk because of these risk models.

When insurers don't understand risk, they either increase premiums, or they run away. This is why rates have skyrocketed, and also why 350,000 homeowners policies in CA were nonrenewed, leaving homeowners desperate to find coverage. We're here to help those people.

homeowners

If you're interested in finding coverage, let us know and we'll be in touch.

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"We'd like to thank you for the support and your help getting coverage for our house. At a very stressful time you guys came through for us and got us the coverage we needed. We hope to be in business with your company for a long time."

jim & lori

Arnold, CA

"Tom Pratt knows this business inside and out. He’s a super nice guy, and easy to work with. He saved us 40% off of the policy we almost went with, and Tom’s was a much better policy. I can’t recommend him enough!"

Mark & Sandra

Murphys, CA

"Like many people in our area, I found that my insurance was going to be cancelled. My previous insurance company waited until the last minute and then found a policy that was going to be a $700 increase. I called Tom Pratt with Delos. Although Tom was at a soccer game with his children, he and his associates were able to get a quote to me and arranged for me to sign the papers within two hours. I saved the $700 plus a little more. I found the team at Delos to be easy to work with, honest, and concerned about their clients. I would definitely recommend them.

Marty L

Calaveras County